Financial Matters by Vik Dulat

Archive for the ‘Saving Money’ Category

7 ways to save more money

Posted by: vikdulat on: January 1, 2009

My goal in 2009 is to save as much money as possible.  One of the keys to a successful life and retirement is the amount of money you have saved up.  Here are some ways to save more money.
Drive less – Even though gas prices are at a 6 year low, I still spend close [...]

Comparing debt to snowfall

Posted by: vikdulat on: December 28, 2008

As you all know, it has been snowing like crazy lately.  We have received close to 22 inches of now.  It is snowing as I am writing this blog post. As I was watching the snow fall onto the ground, this analogy came to mind.
The more it snows, the longer it will take you to [...]

Saving $5 at a time

Posted by: vikdulat on: December 27, 2008

On Christmas Day, it snowed close to 16 inches.  I had rented a Blue-Ray DVD (Death Race) the day before.  I had to return it before 5 pm or I would have been charged $5.   I asked a few of my friends what they would do.  A resounding 9 out of 10 people said just [...]

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Debit Card Vs Credit Card: Which is better?

Posted by: vikdulat on: December 20, 2008

If you had the choice of a debit card or a credit card, which one would you choose? I will give a perspective on both of them.
Debit Card
Basically how a debit card works is that it is connected to your bank. Every time you use a debit card, it takes money out of [...]

How I got a $6 car wash for $2

Posted by: vikdulat on: December 18, 2008

All right gang.  Today I am going to share with you a nice little trick which allowed me to get a $6 car wash (EXPENSIVE) for $2.
Here is the background.  It had snowed a lot and my car had a lot of salt on it.  I wanted to get a car wash.  I wen to [...]

7 rules for grocery shopping

Posted by: vikdulat on: December 17, 2008

The majority of my expenses are groceries and gas.  Today I will be talking to you about how I save money while grocery shopping.
Rule # 1
Make sure you are full when you go grocery shopping.  I have tried this out and when I was full I ended up spending $56!  That might seem like a [...]

How I saved $210 in 10 seconds

Posted by: vikdulat on: December 8, 2008

As you know, I go to the gym on a daily basis ans I was paying month to month. For the first month that I had the pass, I paid $47.50
When I went to renew for the second month, I thought to myself, “Wait a minute.  I wonder if they have a deal for [...]

Turning $0.50 into $180 savings

Posted by: vikdulat on: November 13, 2008

I go to the gym everyday and there are lockers at the gym which take $0.50 every time you use them.  I have a pass so I go everyday.  This means if I used lockers everyday for the month, it would cost me $15 (30 or 31 days depending x $0.50/day) and for the year, [...]


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